USDA Rural Development


Rural Development Loans were established in 1994 as a result of the Department of Agriculture Reorganization Act to meet housing and community development needs of rural America. Guaranteed by the United States Department of Agriculture (USDA), these loans provide affordable ways to finance homes in designated rural areas. Zero down, competitive interest rates and low mortgage insurance make these loans some of the most popular zero-down loan programs available in today’s market.

USDA loans do not impose maximum loan amounts, however, they do have income limits and are only available in designated rural areas. To see if your income meets the RD income limits or a property is eligible for the RD loan you can click on the links included.

To Learn more about the USDA loan, call us today at (208) 388-0500 or click the button below.